Prime Credit Cards : Good Credit Credit Cards
Be rewarded for your excellent credit, apply for good credit credit cards and get your next prime credit cards program without a hassle. Good credit credit cards have never been made so easy!
Good Credit Credit Cards
Congratulations! You have worked hard to maintain your excellent credit and these prime credit cards and good credit credit cards have programs to reward you for your achievement. Below we have listed the best prime credit cards offers that give low rates and good rewards. Each of the good credit credit cards listed below will open up a quick and easy page for you to apply online. Browse through the available prime credit cards and apply for the good credit credit cards that best suit your needs. Find the best prime credit cards rates and best rewards available, with your excellent credit history you have earned it.
Top Prime Credit Cards and Good Credit Credit Cards
- Pulaski Bank offers MasterCard Gold, Regular MasterCard, and Visa Classic cards.
- Purchase rate is a fixed 6.50% annual percentage rate (apr).
- Intro balance transfer rate of 0% (apr) for 6 billing periods, ongoing is 6.50%.
- Cash Rewards for your good credit management!*
- Pay-On-Time BonusSM equal to a full month’s interest
- 5% to 20% Cashback Bonus® at top online retailers
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- No annual fee
- Free payment by phone
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- No Annual Fee
- Large monthly cash jackpots!
- Earn entries from everyday shopping!
- Get 1,000 entries just for applying!
Chase Good Credit Credit Cards
- Double rebates for up to the first 60 days*
- Here. 10% rebates on all participating BP location purchases*
- There. 4% rebates on all eligible travel and dining purchases*
- Everywhere. 2% rebates on all other eligible purchases*
- Here. 5% rebate at all BP locations
- There. 2% rebate on all eligible traveling and dining
- Everywhere. 1% rebate on all other eligible purchases
- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
- Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
- Enjoy great rewards that you can redeem with as few as 2,500 points.
- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
- 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*
- 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*
- 1% rebates on ALL other purchases made anywhere else*
- 0% Intro APR* for up to 6 months*
- No Annual Fee
- 0% Intro APR*
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Prime Credit Cards for Business
- Get 50% Bonus Points every year, when you make all payments on time
- Earn points faster - with No Earnings Cap and No Air Travel Seat Restrictions
- Thousands of merchandise, gift card and travel options
- No Pre-Set Spending Limit*
- All with no annual fee
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- NEW! Unlimited Rewards*
- Earn cash back, travel, merchandise and more
- No Annual Fee and No Limit on the points you can earn
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card - your company name, plus logo or other image!
- No interest for 90 days on purchases* (THIS IS NOT AN INTRODUCTORY OFFER)
- Business Rewards Program with travel, merchandise and cash*
- Get a generous credit limit for your business expenses
- All with no annual fee
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- NEW! Unlimited Rewards*
- Earn cash back, travel, merchandise and more
- 1 point for every dollar in purchases
- No blackout dates on air travel
- No Annual Fee and No Limit on the points you can earn
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card - your company name on the top of the card
Discover Good Credit Credit Cards
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchase checks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
- 0% Intro APR* on Card Purchases and Balance Transfers
- 12,000 Bonus Miles*
- No annual fee
- Earn Double Miles on travel and gas*
- Travel with no restrictions – book any airline, any date, any seat
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
- Cash Rewards for your good credit management!*
- Pay-On-Time BonusSM equal to a full month’s interest
- 5% to 20% Cashback Bonus® at top online retailers
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- No annual fee
- Free payment by phone
- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 80 Cashback Bonus® Partners*
- Customer Service in less than a minute, anytime you want
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 80 Cashback Bonus® Partners*
- Customer Service in less than a minute, anytime you want
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 80 Cashback Bonus® Partners*
- Customer Service in less than a minute, anytime you want
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 80 Cashback Bonus® Partners*
- Customer Service in less than a minute, anytime you want
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases – personal and business
- Unlimited Miles
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
- No Annual Fee
- Online Account Access
- Online Bill Payment
Choose Good Credit Credit Cards and Prime Credit Cards Options
Choosing which prime credit cards offer to apply for can be a daunting process. Not all good credit credit cards are the same and with so many offers available it can become overwhelming quickly. Below we shall outline some points to consider when comparing our prime credit cards.
Prime credit cards: (gold, platinum, titanium) offer higher credit limits than normal cards and usually have additional options such as travel insurance or emergency service.
Grace Period: A good credit credit cards grace period is the number of days you have to pay your credit card bill without incurring a finance charge.
Your finance charge is the dollar amount you will pay to use your credit line, and it depends in part on your balance owed and your APR, or annual percentage rate. Various prime credit cards use different methods to calculate your finance charge, keep an eye as to the method used as it often makes a large difference in the finance charge. To consider: Is your outstanding balance calculated over one or two billing cycles, are new purchases included in the balance during this period, and is the adjusted balance, average daily balance, or previous balance used in the calculation. Also check, some cards have a minimum finance charge to be aware of.
Fees: Some good credit credit cards charge fees annually, some have over limit fees, late bill payment fees, international transaction fees, fees for balance transfers and more. Keep an eye on the fine print of your prime credit cards.
Cash Advances: If you plan to use cash advances, it is wise to look for access check options to help reduce the cash advance fees usually associated. Be sure to note any atm fees if they apply to your prime credit cards.
Credit limit: Your new good credit credit cards limit will be determined by your credit score, but but be aware if the credit card you are applying to has a max credit limit, be sure it will meet your planned needs before you apply to your prime credit cards of choice.
Prime Credit Cards with Rewards: Rewards credit cards can offer a multitude of incentives for purchases made with the card. Rewards can include cash back rebates, frequent flyer travel miles, card holder warranty coverage, car rental insurance and purchase insurance, travel discounts with hotels or restaurants, concierge services and more. Your good credit history deserves the best compare the offers and choose good credit credit cards with rewards that fit your lifestyle.
Prime credit cards interest rates: Interest rates can either be variable or fixed, although in practice, there is not is little difference. Variable rate prime cards will have their APRs attached to an index, usually the prime rate, and will fluctuate with the short term rates. A fixed rate gives the indication of being able to lock in an interest rate for additional savings, but dont be mistaken. Federal law allows credit card issuers to change any terms of the prime credit cards, including its rate, with just 15 days notice.
When comparing prime credit cards to apply for, it is best to match your lifestyle with the offers. If you regularly pay off your outstanding credit card bill each month, the interest rate on your credit card is not as important as your annual fee with regards to savings.
If you more frequently carry a balance on your credit cards, a low interest prime credit cards may be best for you. Over time, interest rate differences can make a large impact on savings. Shaving off a few points of interest can save extra money and help pay off these balances faster. Some prime credit cards offers have a 0% promotional interest rate for a time and afterward rise to higher APRs. These prime credit cards are a great opportunity to make a large purchase, and then to pay off this purchase while the introductory 0% APR is still active.
If you are planning to use your prime credit cards for cash advances, be aware that most offers have a seperate Apr rate for this type of transaction, seperate from purchases.
When comparing the best prime credit cards listed above, remember that each of the good credit credit cards has terms and conditions unique to the issuer, each prime credit cards offer should be looked over carefully before you fill out an application.