Prepaid Credit Cards
Welcome to xPrimeCreditCards.com, apply online for prime prepaid credit cards, we have collected our top prepaid credit debit cards for you to compare and apply at a glance.
Prepaid Credit Debit Cards
The following prepaid credit debit cards and prepaid credit cards can help you control your spending. Prepaid credit cards allow you to load, or deposit, an amount prior to spending and restrict your spending to funds that you have pre-deposited. Prepaid credit debit cards are a great way to prevent overspending. If you would like to control your spending, and build good credit habits, then prepaid credit cards or prepaid credit debit cards are the right choice for you. Compare below and apply to the prepaid credit cards of your choice for a fast approval.
Top Prepaid Credit Cards
- Use your card at over 900,000 ATMs and millions of locations worldwide!
- No credit check or income verification required
- No Chexsystem check
- No minimal balance required!
- Phone and On-line account access
- $0 ACTIVATION FEE – when you load your card by direct deposit
- 100% Guaranteed Approval*
- Free Credit Builder
- No Overdraft Fees or Minimum Balances Required
- Re-loadable with a $10,000 balance
- $0 ACTIVATION FEE – when you load your card by direct deposit
- 100% Guaranteed Approval*
- Free Credit Builder
- Free Online Bill Pay
- Free Direct Deposit
- No Overdraft Fees or Minimum Balances Required
- Re-loadable with a $10,000 balance
- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Cash Reward Program
- ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- 100% Approved Anyone can apply
- No upfront costs - and no minimum balance requirements.
- No credit check - no credit or bad credit is okay
- $5000 Load Capacity Protect more of your money
- FREE instant transfers - send money to other cardholders.
- Click-N-Pay bill payment
- Free direct deposit
- Free activity alerts
- On-line money management tools
- BuyRIGHT Rewards program
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
Choosing Prepaid Credit Debit Cards
Prepaid credit cards are not for everyone. Usually it is a person with bad credit that prepaid credit debit cards programs appeal to. For some, prepaid credit cards provide a means for online purchases or other circumstances but their credit prevents them from approvals for more traditional credit cards. Prepaid credit debit cards will often approve people with bad credit and in some cases these are the only cards available to them.
If this situation sounds familiar prepaid credit debit cards are probably just what you need. There are advantages to using prepaid credit debit cards. Prepaid credit cards require a deposit in advance that is used as collateral against your credit line. In most cases if you deposit $500 you will then have $500 that can be drawn, other prepaid credit debit cards allow for a different ratio of credit to deposit.
It is common for prepaid credit cards to have annual fees and service charges associated with their program. Some prepaid credit debit cards try to take advantage of a potential customers bad credit situation and we feel their fees are excessive and we have tried to exclude those prepaid credit cards from the list. The above prepaid credit debit cards have been selected based on their fee structure, and rewards provided for purchase, as well as credit line caps.
Most prepaid credit cards also assume you are rebuilding your credit and report to the three credit bureaus. Generally prepaid credit debit cards restrict you from spending more than is deposited so in this way prepaid credit cards prove an excellent method to begin to reestablish your credit.
We recommend prepaid credit cards be used as a bridge, to rebuild your credit until you can be approved for more traditional credit cards. Use the prepaid credit debit cards for the spending power they provide, bide your time as you rebuild. When you are ready, replace your prepaid credit debit cards with a more traditional card with greater spending flexibility.
Browse the prepaid credit cards above and use the secure online application to apply for your next prepaid credit debits cards today!
We endeavor to maintain up to date program information but we still recommend you look carefully at the prepaid credit cards program information on the secure application site for changes. Please see terms and conditions of prepaid credit debit cards application page for current program details.